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NPA Funding
Non-Performing Asset (NPA) funding is a lifeline for businesses facing financial distress. It provides access to capital by leveraging stressed assets, enabling companies to revive operations, manage liabilities, and regain financial stability.
At Funding and Resolution, we bring over 50 years of banking and finance experience to deliver specialized NPA funding solutions. Our expertise in stressed asset financing, debt restructuring, and ARC-backed advisory ensures that businesses can access timely funds while safeguarding their long-term growth.
Why NPA Funding Matters
NPA funding is crucial for companies that are:
- Struggling with liquidity due to temporary liquidity mismatch.
- Facing huge, unsustainable debt levels.
- Looking to avoid insolvency or safeguard shareholder value.
By providing structured capital, NPA funding helps organizations stabilize operations, rebuild confidence, and unlock hidden opportunities.
Our Approach
Our process for NPA funding is built on compliance, transparency, and risk mitigation.
- Assessment of NPAs – Evaluating stressed assets to scale sustainable levels of debt.
- Structuring Funding Models – Designing debt, equity, or hybrid structures based on viability of the business.
- ARC & Investor Collaboration – Partnering with RBI-registered ARCs, merchant bankers, and private investors.
- Execution & Monitoring – Ensuring funds are disbursed efficiently and used for revival.
- Restructuring Advisory – Long-term guidance to improve balance sheets and reduce future risks.
Process Overview
- Consultation – Understanding business challenges and sustainable debt levels.
- Asset & Risk Analysis – Evaluating stressed accounts, borrower profiles, and regulatory aspects.
- Funding Strategy – Designing tailored financing models (loan, equity infusion, ARC support).
- Documentation & Approvals – Preparing legal, compliance, and investor documentation.
- Disbursement & Monitoring – Execution with continuous oversight to ensure revival of business.
Have Any Question?
NPA funding provides capital to businesses against stressed assets, enabling them to restructure debt, revive operations, and improve liquidity.
Corporates, SMEs, and institutions with stressed accounts, overdue repayments, or insolvency risks with potential long-term cash flows.
By injecting timely funds, companies can clear overdue liabilities, stabilize operations, and negotiate with lenders to avoid bankruptcy.
We offer comprehensive finance services with proven results
S. V. Shah is a senior finance leader with deep expertise in bank turnaround and crisis resolution. They played a key role in the recovery of a closed bank, safeguarding funds for over 10,000 depositors. His leadership combined strong financial judgment, regulatory insight, and decisive execution. A trusted professional with a proven record in high-stakes financial restructuring.
S. V. Shah
Finance Cost Optimization
Raising Funds
Improve Credit Rating
NPA Funding
NPA Advisory
Finance Cost Optimization
Raising Funds
Improve Credit Rating
NPA Funding
NPA Advisory
Finance Cost Optimization
Raising Funds
Improve Credit Rating
NPA Funding
NPA Advisory
Finance Cost Optimization
Raising Funds
Improve Credit Rating
NPA Funding
NPA Advisory
Have Questions? We’re Always Here to Help
Our experts are ready to guide you with professional finance solutions. Get in touch with us today.
